Key Points
- Bank of Baroda subsidiary BOBCARD launches Independence Day offers across 14 electronics brands
- Discounts range from 5 to 25 per cent with cashback up to ₹27,500 on select products
- Offers valid through September 2026 on EMI transactions via Paytm, Pinelabs and Benow
BOBCARD Limited, the credit card subsidiary of Bank of Baroda, has announced a series of Independence Day offers on electronics from 14 brands including Samsung, Sony, TCL, Haier, Oppo and HP, with discounts and cashback of up to 25 per cent available on equated monthly instalment (EMI) transactions.
The offers, announced on Thursday (13 August), are available to BOBCARD credit card holders making EMI purchases through point-of-sale terminals operated by Paytm, Pinelabs and Benow. Most offers run until 30 September 2026, though some have earlier end dates.
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The promotions cover consumer electronics, home appliances and computing devices. Customers can avail of no-cost EMI options, where interest charges are absorbed by the brand rather than the cardholder, on select products with tenures ranging from three to 12 months.
BOBCARD Key offers
Samsung products carry discounts of up to 22.5 per cent on panels, refrigerators, washing machines, microwaves and air conditioners, with minimum transaction values starting at ₹9,000 depending on the product category. Sony is offering cashback of up to ₹27,500 on BRAVIA televisions and up to ₹10,000 on audio products, with minimum spends of ₹18,000 and ₹7,000 respectively.
Haier has the highest cashback ceiling at ₹25,000, representing up to 25 per cent instant cashback on refrigerators, kitchen appliances, LEDs, microwaves, air conditioners and washing machines. The minimum transaction for Haier products is ₹10,000.
HP laptop, desktop and printer purchases carry cashback of up to ₹15,000 with a minimum spend of ₹34,999. This offer ends on 20 August 2026, earlier than most others in the promotion.
Other brands in the offer include TCL with up to 12 per cent cashback, Carrier Midea with 7.5 per cent discount, Oppo with up to 10 per cent off on A, F, Reno and K series smartphones, and Voltas Beko with cashback up to ₹8,000.
By the numbers
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- 25%
- Maximum discount available on Haier products
- ₹27,500
- Highest cashback on Sony BRAVIA TVs
- 14
- Number of brands in promotion
Daikin, AO Smith, Electrolux, Lloyd, Havells, Onida and Cruise round out the participating brands, with offers ranging from five to 25 per cent in discounts or cashback.
Eligibility
The offers apply only to BOBCARD credit card EMI transactions processed through specified payment terminals. Corporate and commercial BOBCARD credit cards are excluded from some offers, including the AO Smith promotion.
Customers can check detailed terms and conditions on the BOBCARD website before making purchases. Each offer has specific minimum transaction values, eligible product categories and validity periods that vary by brand and payment processor.
BOBCARD Limited, established in 1994, operates as a non-banking financial company wholly owned by Bank of Baroda. The company issues credit cards including co-branded cards with Etihad Airways, HPCL, Snapdeal and IRCTC, as well as cards for defence personnel and professional bodies such as the Institute of Chartered Accountants of India.
Your Questions, Answered
Which brands are included in the BOBCARD Independence Day offers?
The offers cover 14 brands including Samsung, Sony, TCL, Haier, Oppo, HP, Carrier Midea, Voltas, Voltas Beko, Daikin, AO Smith, Electrolux, Lloyd, Havells, Onida and Cruise.
What is the maximum cashback available under BOBCARD Independence Day offers?
The highest cashback is ₹27,500 on Sony BRAVIA televisions purchased on EMI. Haier offers up to ₹25,000 cashback on appliances.
How long are the BOBCARD Independence Day offers valid?
Most offers run until 30 September 2026. Some have earlier end dates, including HP offers ending on 20 August 2026 and certain Voltas offers ending on 31 July 2026.
Which payment terminals can be used for BOBCARD Independence Day offers?
Offers are valid on EMI transactions through Paytm, Pinelabs and Benow point-of-sale terminals. Some brands also accept PayU for online purchases.